1. Scope and Master Disclaimer
This page constitutes the Master Disclaimer for this blog. Individual posts may include condensed notices or specific caveats; those notices are complementary to these terms. Where the wording of any complementary notice differs from this document, the provisions of this document shall prevail.
By accessing or using this blog, you acknowledge that you have read, understood, and agreed to be bound by these terms. If you do not agree, you should not access or use this blog. These terms apply to all visitors regardless of how they access the blog, including by browser, aggregator, or any other means.
This page is linked in the menu bar on the right-hand side of every page. On mobile devices or smaller screens, the menu may be hidden — tap the three-bar icon (☰) in the top right corner to access it. The author encourages all visitors to read this page in full.
2. General Content and Professional Advice
The content on this blog is provided for general informational and entertainment purposes only. While the author strives for accuracy, no guarantees are made regarding the completeness, reliability, suitability, or currency of any information provided. Any action you take based on this content is strictly at your own risk.
Nothing on this blog should be interpreted as medical, financial, investment, tax, or legal advice. Your use of this website (including reading content, leaving comments, or sending emails) does not create a professional-client, fiduciary, or confidential relationship between you and the author, Ryan Wong. Always consult a qualified professional before making decisions in these areas.
Older posts may contain information that is no longer current and should not be relied upon without independent verification. The author reserves the right to modify, suspend, or discontinue any content or the blog itself at any time, without notice and without liability.
3. Automated Translations
This blog includes a Google Translate function provided natively by the Blogger platform and accessible via the menu bar. The author has not coded or configured this feature and has no control over its operation, output, or accuracy. Translations are generated automatically by Google and are provided for convenience only; they carry no warranty of any kind and may be inaccurate or misleading.
The English-language version of all content on this blog is the sole official and legally binding text. Any discrepancies arising from a translated version have no legal effect and shall not be relied upon. Use of the translation function is subject to Google's own terms of service and privacy policy.
4. Limitation of Liability
To the fullest extent permitted by applicable law, the author (Ryan Wong) excludes all liability for any loss or damage of any kind, including indirect, special, incidental, or consequential loss, loss of profit, loss of data, or loss of goodwill, arising from:
- the use of, or inability to use, this blog or its content;
- any reliance placed on information, advice, or other content provided on this blog;
- any errors, inaccuracies, or omissions in the content;
- interruptions or unavailability of the blog; or
- any third-party websites or services linked from this blog.
Nothing in this disclaimer shall exclude or limit liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable UK law.
5. AI-Assisted Content
The author occasionally uses Artificial Intelligence (AI) tools to assist with grammatical refinement, phrasing, and structural clarity. While AI aids in maintaining a high standard of readability, its application is selective. The author maintains full editorial control, personally reviewing and finalising all content to ensure it remains accurate, authentic, and reflective of his own perspectives. AI tools are used strictly for stylistic enhancement and do not generate substantive ideas, original research, or professional opinions.
6. Acceptable Use
By accessing this blog, you agree not to:
- use automated tools, bots, crawlers, or scripts to scrape, harvest, or systematically extract content from this blog without prior written permission;
- attempt to interfere with, disrupt, or compromise the blog's infrastructure, security, or availability;
- post comments or communications containing malicious code, links to harmful or illegal content, unsolicited advertising, or spam; or
- use this blog in any manner that violates applicable laws or regulations, or infringes the rights of any third party.
Any breach of these terms may result in the immediate removal of your comments and, where appropriate, referral to the relevant authorities.
7. External Links and User Comments
- External Links: This blog may link to third-party websites for convenience. The author does not control and is not responsible for the content, accuracy, or privacy practices of those sites. The inclusion of a link does not imply endorsement or association unless explicitly stated. All third-party websites are subject to their own terms of use and privacy policies.
- User Comments: User-generated content reflects the views of the respective authors and does not necessarily represent the views of the author of this blog. The author reserves the right to moderate or remove comments at any time and without notice, including those that are inappropriate, offensive, abusive, defamatory, promotional, or otherwise in breach of these terms. Comment authors are solely responsible for the content they submit and any consequences arising from it.
Users must be 13 years of age or older to leave a comment on this blog. By submitting a comment, you confirm that you meet this age requirement.
8. Intellectual Property and Usage
All original content on this blog, including text, images, and media, is owned by the author, Ryan Wong, unless otherwise stated. The author asserts his moral rights to be identified as the author of all original works published on this blog, pursuant to the Copyright, Designs and Patents Act 1988. You must not present this content in a manner that distorts or mutilates it, or that is otherwise prejudicial to the author's honour or reputation.
- Third-Party Content: Where external assets are used, attribution is provided immediately following the content, typically as (Credit: [Owner/Creator]) or (Source: [Original Link/Publication]). Such content remains the property of its respective owners.
- Non-Commercial Use: You are welcome to share or reproduce the author's original content for non-commercial purposes, provided you: a) include a clearly visible link back to the original post; b) credit Ryan Wong as the author; and c) do not alter the content in a way that is misleading or prejudicial to the author's reputation. "Non-commercial" means use that is not primarily intended for, or directed toward, commercial advantage or monetary compensation.
- Commercial Use: Any commercial use of this blog's original content, including reproduction, distribution, adaptation, or incorporation into commercial products or services, is strictly prohibited without prior written permission from the author. Enquiries may be directed to ryanwongstudios@proton.me.
9. Copyright and IP Infringement Claims
If you believe any content on this blog infringes your copyright or other intellectual property rights, please contact the author at ryanwongstudios@proton.me with the following information:
a) a description of the copyrighted work or other right you believe has been infringed; b) the specific URL or location of the allegedly infringing content on this blog; c) your name, address, and contact details; and d) a statement that you have a good-faith belief the use is not authorised by the rights holder.
The author will investigate all genuine claims and, where appropriate, take prompt action to remove or restrict access to the relevant content.
10. Privacy and Data
This blog is hosted on Blogger, a platform operated by Google LLC. The author does not independently operate servers, collect personal data through sign-up forms or newsletters, or set cookies. All platform-level data collection, storage, and processing (including cookies and server logs) is carried out by Google as the platform operator.
The author has access to aggregated traffic and demographic statistics through Blogger's built-in stats panel and Google Analytics. This data is used solely as a general reference to understand which content is popular and to inform future content decisions. The author does not sell this data, share it with third parties unrelated to the operation of this blog, or use it to identify or profile individual visitors.
For the primary privacy notice governing this platform, please refer to Google's Privacy Policy and Blogger's Content Policy.
The author's only direct interaction with personal data is limited to the following:
- Analytics and statistics: The author views aggregated traffic figures and broad demographic summaries via Blogger's stats panel and Google Analytics, for the sole purpose of assessing content performance. No attempt is made to identify individual visitors from this data.
- Comment moderation: When a comment is submitted, the author can read its content, display name, and the corresponding Blogger profile (if applicable), solely for the purpose of deciding whether to approve or remove it. The author does not store, copy, or share comment data independently of the Blogger platform.
- Email correspondence: If you contact the author directly by email, that correspondence is handled privately and is not shared with third parties.
The author does not use personal data for marketing, profiling, or any purpose beyond the direct management of this blog.
Comments and Your Data: When you submit a comment, the data associated with that submission (such as your Google account display name) is stored and managed by Google/Blogger. The author does not have direct control over how Google stores or processes this data. You may request removal of your comment at any time by contacting the author, who will remove it through the Blogger platform. For requests relating to underlying account data held by Google, please contact Google directly.
Your Data Subject Rights (UK GDPR): Under the UK GDPR, you have rights including access to your data, rectification, erasure, restriction of processing, data portability, and the right to object. In the context of this blog:
- For data held by Google/Blogger (analytics, account data, cookies): exercise your rights via your Google account settings or by contacting Google directly.
- For comment removal requests: contact the author at ryanwongstudios@proton.me. Requests will be actioned within 30 days.
- For any email correspondence held by the author: contact ryanwongstudios@proton.me.
International Transfers: Google may transfer and process data outside the UK and EEA. Such transfers are subject to appropriate safeguards as described in Google's Data Processing Terms, including Standard Contractual Clauses where applicable.
Right to Complain to the ICO: If you have concerns about how your personal data is handled, you have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk/make-a-complaint/. The author encourages you to raise any concern with them directly in the first instance.
11. Cookies
The author does not independently set, manage, or have any access to cookies on this blog. All cookies are set and managed by Google as part of the Blogger hosting platform, and this is entirely outside the author's control.
When you first visit this blog, a cookie consent notice is displayed. This notice is a Google-operated mechanism provided automatically by the Blogger platform; the author has no ability to modify it, configure it, or access the consent data it collects.
Cookies used by the Blogger platform include essential cookies required for the blog to function and, where consent is given, analytics cookies that help Google understand how the blog is used. If you interact with third-party embedded content on this blog (such as a YouTube video), that third party may also set its own cookies, subject to their own policies.
For full details on the cookies used by this platform, how to manage them, and your choices, please refer to Google's Cookie Policy. You may also manage or clear cookies at any time through your browser settings.
12. AI Training Data Disclaimer
The content published on this blog is not intended or recommended for use as training data for artificial intelligence (AI), machine learning models, or any automated content-generation systems.
The author cannot guarantee the accuracy, completeness, or reliability of all content published on this blog. Accordingly, if any individual, organisation, or automated system chooses to use content from this blog to train, fine-tune, or otherwise develop AI or machine learning models, they do so entirely at their own risk. The author accepts no liability whatsoever for any outcomes, errors, biases, or consequences arising from such use, including the propagation of inaccurate, misleading, or incomplete information within any AI system.
Nothing in this clause constitutes permission for the scraping, reproduction, or commercial use of this blog's content for AI training purposes. Any such use remains subject to the intellectual property restrictions set out in section 8 and the acceptable use provisions set out in section 6 above.
13. Affiliate and Sponsored Content Disclosure
At the time of publication of this disclaimer, this blog does not contain affiliate links, sponsored posts, or paid promotional content of any kind.
Should this change in the future, all commercial arrangements (including affiliate links, gifted products, and sponsored content) will be clearly and prominently disclosed within the relevant post or content item, in accordance with the Advertising Standards Authority (ASA) CAP Code and the Competition and Markets Authority (CMA) guidelines on online endorsements.
14. Severability
If any provision of this disclaimer is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severed from the remainder. The remaining provisions shall continue in full force and effect and shall be construed so as to give effect to the original intent of the parties to the fullest extent possible.
15. Governing Law and Jurisdiction
These Terms, Disclaimer and Privacy Policy, and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims), are governed by and construed in accordance with the laws of England and Wales.
The parties irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these terms or their subject matter or formation.
16. Contact Information
For any of the following enquiries, please contact the author directly:
- Questions regarding these terms or privacy practices
- Requests for permission to use content commercially
- Copyright or intellectual property infringement claims
- Data subject rights requests
- Concerns about comments or user-generated content
Ryan Wong | Email: ryanwongstudios@proton.me
17. Updates to These Terms
These Terms, Disclaimer and Privacy Policy may be updated periodically to reflect changes in law, practice, or blog operations. Any changes will be posted on this page with a revised "last updated" date.
Continued use of this blog following the posting of any changes constitutes your acceptance of the revised terms. Where changes are material (particularly to privacy practices), the author will endeavour to post a notice on the blog to draw attention to those changes.
Last updated: 2nd June 2026